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Montenegro: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2024

8.70% of population

EU 8.35 ยท +0.3 pp vs Europe

European ranking

11 / 34

Up 10 positions compared with previous year

Recent trend

Open trend

Population

623.7K

Country population ยท 2024

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Montenegro performs less favourably than the European benchmark on Housing cost overburden rate, although the difference is relatively small. The trend context points to available multi-year trend with recent update. The wider topic context points to broader pressure.

European comparison in Montenegro

In Montenegro, Housing burden is close to the European benchmark, although slightly worse: 8.7% versus 8.4% in 2024, a gap of 0.3 percentage points.

Recent trend

In Montenegro, the available multi-year period is broadly stable: the value moved from 8.00% in 2021 to 8.70% in 2024. The latest update, from 6.10% in 2023 to 8.70% in 2024, shows deterioration. The recent signal is stronger than the primary one.

Reading within the topic

In Montenegro, the evidence for Housing & Energy Stress leans towards pressure compared with Europe; related indicators do not provide a sufficiently strong counter-signal. Material recent changes among related indicators lean towards improvement.