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Switzerland: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2024

15.30% of population

EU 8.35 ยท +6.9 pp vs Europe

European ranking

3 / 34

Up 2 positions compared with previous year

Recent trend

Open trend

Population

9.0M

Country population ยท 2024

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

ยท 2024 ยท 7 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Ticino

    +77.78

    27.20

  2. 2
    +13.07

    17.30

  3. 3

    Zurich

    +6.54

    16.30

  4. 4
    +3.27

    15.80

  5. 5
    -10.46

    13.70

  6. 6
    -16.34

    12.80

  7. 7
    -22.22

    11.90

More context on this indicator

At a glance

Switzerland performs less favourably than the European benchmark on Housing cost overburden rate, with a large gap. The trend context points to available multi-year trend with recent update. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Switzerland

In Switzerland, Housing burden stands clearly worse than the European benchmark: 15.3% versus 8.4% in 2024, a large gap of 6.9 percentage points.

Recent trend

In Switzerland, the available multi-year period is broadly stable: the value moved from 14.80% in 2021 to 15.30% in 2024. The latest update, from 14.20% in 2023 to 15.30% in 2024, shows deterioration. The recent signal is stronger than the primary one.

Regional differences in Switzerland

In Switzerland, regional differences in Housing burden are pronounced. Across 7 comparable regions, Ticino records the highest value (27.2%) and Central Switzerland the lowest (11.9%), a gap of 15.3 percentage points.

Reading within the topic

In Switzerland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards deterioration and warrant monitoring.