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Belgium: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

5.10% of people

EU 10.47 · -5.4 pp vs Europe

European ranking

20 / 23

No change compared with previous year

Recent trend

Open trend

Population

11.9M

Country population · 2025

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Regional map

· 2025 · 11 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +194.12

    15.00

  2. 2
    +45.10

    7.40

  3. 3
    +25.49

    6.40

  4. 4
    +11.76

    5.70

  5. 5
    -11.76

    4.50

  6. 6
    -23.53

    3.90

  7. 7
    -33.33

    3.40

  8. 8
    -49.02

    2.60

  9. 9
    -56.86

    2.20

  10. 10
    -60.78

    2.00

  11. 11
    -62.75

    1.90

More context on this indicator

At a glance

Belgium performs more favourably than the European benchmark on Arrears on housing or utility bills, with a large gap. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Belgium

In Belgium, Arrears on bills stands clearly better than the European benchmark: 5.1% versus 10.5% in 2025, a large gap of 5.4 percentage points.

Recent trend

In Belgium, the medium-term pattern is broadly stable: the value moved from 5.60% in 2020 to 5.10% in 2025. The latest value also changes little from 5.00% in 2024, so the recent reading remains stable.

Regional differences in Belgium

In Belgium, regional differences in Arrears on bills are pronounced. Across 11 comparable regions, Prov. Hainaut records the highest value (15%) and Prov. West-Vlaanderen the lowest (1.9%), a gap of 13.1 percentage points.

Reading within the topic

In Belgium, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.