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Belgium: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Belgium

Latest value

· 2025

6.70% of population

EU 7.79 · -1.1 pp vs Europe

European ranking

13 / 30

Up 4 positions compared with previous year

Recent trend

Open trend

Population

11.9M

Country population · 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

· 2025 · 11 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Région de Bruxelles-Capitale / Brussels Hoofdstedelijk Gewest

    +147.76

    16.60

  2. 2

    Prov. Brabant Wallon

    +59.70

    10.70

  3. 3

    Prov. Luxembourg (BE)

    +17.91

    7.90

  4. 4

    Prov. Liège

    +4.48

    7.00

  5. 5

    Prov. Hainaut

    +0.00

    6.70

  6. 6

    Prov. Namur

    -14.93

    5.70

  7. 7

    Prov. Oost-Vlaanderen

    -28.36

    4.80

  8. 7

    Prov. Vlaams-Brabant

    -28.36

    4.80

  9. 7

    Prov. West-Vlaanderen

    -28.36

    4.80

  10. 10

    Prov. Antwerpen

    -32.84

    4.50

  11. 11

    Prov. Limburg (BE)

    -35.82

    4.30

More context on this indicator

At a glance

Belgium performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Belgium

In Belgium, Housing burden is noticeably better than the European benchmark: 6.7% versus 7.8% in 2025, with a gap of 1.1 percentage points.

Recent trend

In Belgium, the medium-term pattern is broadly stable: the value moved from 7.60% in 2021 to 6.70% in 2025. The latest value also changes little from 6.70% in 2024, so the recent reading remains stable.

Regional differences in Belgium

In Belgium, regional differences in Housing burden are pronounced. Across 11 comparable regions, Région de Bruxelles-Capitale / Brussels Hoofdstedelijk Gewest records the highest value (16.6%) and Prov. Limburg (BE) the lowest (4.3%), a gap of 12.3 percentage points.

Reading within the topic

In Belgium, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.