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Bulgaria: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2025

18.20% of people

EU 10.47 ยท +7.7 pp vs Europe

European ranking

4 / 23

Down 1 positions compared with previous year

Recent trend

Open trend

Population

6.4M

Country population ยท 2025

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Regional map

ยท 2025 ยท 6 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +39.56

    25.40

  2. 2
    +13.19

    20.60

  3. 3
    +11.54

    20.30

  4. 4
    +4.95

    19.10

  5. 5
    +0.55

    18.30

  6. 6
    -24.18

    13.80

More context on this indicator

At a glance

Bulgaria performs less favourably than the European benchmark on Arrears on housing or utility bills, with a large gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Bulgaria

In Bulgaria, Arrears on bills stands clearly worse than the European benchmark: 18.2% versus 10.5% in 2025, a large gap of 7.7 percentage points.

Recent trend

In Bulgaria, the medium-term pattern shows improvement: the value moved from 23.60% in 2020 to 18.20% in 2025. The latest step, from 18.70% in 2024 to 18.20% in 2025, confirms the improvement. The recent signal is weaker than the primary one.

Regional differences in Bulgaria

In Bulgaria, Arrears on bills shows noticeable regional variation. Across 6 comparable regions, Severen tsentralen records the highest value (25.4%) and Yugozapaden the lowest (13.8%), a gap of 11.6 percentage points.

Reading within the topic

In Bulgaria, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.