EU 29.09
· European ranking
11 / 30
Down 4 positions compared with previous year
Croatia: Financial Vulnerability
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
31.20% of people
EU 29.09 · +2.1 pp vs Europe
What this indicator measures
Measures the share of people living in households that cannot afford to meet an unexpected necessary financial expense from their available resources.
Lower values generally represent a more favorable situation.
Data source: Eurostat Inability to face unexpected financial expenses ilc_mdes04
Explore this indicator
Regional map
· 2025 · 4 regions
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Internal regions
Comparison of values across the country's regions for this indicator.
-
1+21.15
37.80
-
2+6.73
33.30
-
3+4.81
32.70
-
4-42.95
17.80
More context on this indicator
At a glance
Croatia performs less favourably than the European benchmark on Inability to face unexpected financial expenses, with a moderate gap. The trend context points to confirmed improvement. The wider topic context points to broader pressure. Regional evidence also shows internal variation.
European comparison in Croatia
In Croatia, Unexpected expenses is noticeably worse than the European benchmark: 31.2% versus 29.1% in 2025, with a gap of 2.1 percentage points.
Recent trend
In Croatia, the medium-term pattern shows improvement: the value moved from 48.90% in 2020 to 31.20% in 2025. The latest step, from 34.90% in 2024 to 31.20% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.
Regional differences in Croatia
In Croatia, Unexpected expenses shows noticeable regional variation. Across 4 comparable regions, Panonska Hrvatska records the highest value (37.8%) and Grad Zagreb the lowest (17.8%), a gap of 20 percentage points.
Reading within the topic
In Croatia, the evidence for Poverty & Financial Vulnerability leans towards pressure compared with Europe; related indicators do not provide a sufficiently strong counter-signal. Material recent changes among related indicators lean towards improvement.