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Czechia: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Czechia

Latest value

· 2025

3.30% of people

EU 10.47 · -7.2 pp vs Europe

European ranking

23 / 23

No change compared with previous year

Recent trend

Open trend

Population

10.9M

Country population · 2025

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Regional map

· 2025 · 8 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Severovýchod

    +69.70

    5.60

  2. 2

    Severozápad

    +24.24

    4.10

  3. 3

    Moravskoslezsko

    +18.18

    3.90

  4. 4

    Střední Čechy

    +6.06

    3.50

  5. 5

    Střední Morava

    -6.06

    3.10

  6. 6

    Jihozápad

    -33.33

    2.20

  7. 6

    Jihovýchod

    -33.33

    2.20

  8. 8

    Praha

    -45.45

    1.80

More context on this indicator

At a glance

Czechia performs more favourably than the European benchmark on Arrears on housing or utility bills, with a large gap. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Czechia

In Czechia, Arrears on bills stands clearly better than the European benchmark: 3.3% versus 10.5% in 2025, a large gap of 7.2 percentage points.

Recent trend

In Czechia, the medium-term pattern is broadly stable: the value moved from 3.00% in 2020 to 3.30% in 2025. The latest value also changes little from 3.40% in 2024, so the recent reading remains stable.

Regional differences in Czechia

In Czechia, regional differences in Arrears on bills are pronounced. Across 8 comparable regions, Severovýchod records the highest value (5.6%) and Praha the lowest (1.8%), a gap of 3.8 percentage points.

Reading within the topic

In Czechia, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.