EU 10.47
· European ranking
12 / 23
Up 4 positions compared with previous year
Estonia: Housing & Utility Bill Arrears
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
7.60% of people
EU 10.47 · -2.9 pp vs Europe
What this indicator measures
Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.
Lower values generally represent a more favorable situation.
Data source: Eurostat Arrears on housing or utility bills ILC_MDES05
Explore this indicator
Internal regions
No regional breakdown available for this indicator.
More context on this indicator
At a glance
Estonia performs more favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to confirmed deterioration. The wider topic context is mixed, combining pressure signals and relative strengths.
European comparison in Estonia
In Estonia, Arrears on bills is noticeably better than the European benchmark: 7.6% versus 10.5% in 2025, with a gap of 2.9 percentage points.
Recent trend
In Estonia, the medium-term pattern shows deterioration: the value moved from 5.70% in 2020 to 7.60% in 2025. The latest step, from 7.10% in 2024 to 7.60% in 2025, confirms the deterioration. The recent signal has similar intensity to the primary one.
Reading within the topic
In Estonia, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.