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Estonia: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2025

8.80% of population

EU 7.79 ยท +1.0 pp vs Europe

European ranking

7 / 30

Up 3 positions compared with previous year

Recent trend

Open trend

Population

1.4M

Country population ยท 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Estonia performs less favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to confirmed deterioration. The wider topic context is mixed, combining pressure signals and relative strengths.

European comparison in Estonia

In Estonia, Housing burden is noticeably worse than the European benchmark: 8.8% versus 7.8% in 2025, with a gap of 1.0 percentage points.

Recent trend

In Estonia, the medium-term pattern shows deterioration: the value moved from 4.40% in 2021 to 8.80% in 2025. The latest value changes little from 8.60% in 2024, so the previous deterioration continues but with less intensity.

Reading within the topic

In Estonia, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.