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Finland: Financial Vulnerability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

28.00% of people

EU 29.09 · -1.1 pp vs Europe

European ranking

16 / 30

Up 2 positions compared with previous year

Recent trend

Open trend

Population

5.6M

Country population · 2025

What this indicator measures

Measures the share of people living in households that cannot afford to meet an unexpected necessary financial expense from their available resources.

Lower values generally represent a more favorable situation.

Data source: Eurostat Inability to face unexpected financial expenses ilc_mdes04

Explore this indicator

Regional map

· 2025 · 3 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +4.29

    29.20

  2. 2
    +2.50

    28.70

  3. 3
    +0.00

    28.00

More context on this indicator

At a glance

Finland performs more favourably than the European benchmark on Inability to face unexpected financial expenses, with a moderate gap. The trend context points to confirmed deterioration. The wider topic context points to broader relative strength. Regional evidence also shows internal variation.

European comparison in Finland

In Finland, Unexpected expenses is noticeably better than the European benchmark: 28.0% versus 29.1% in 2025, with a gap of 1.1 percentage points.

Recent trend

In Finland, the medium-term pattern shows deterioration: the value moved from 25.40% in 2020 to 28.00% in 2025. The latest step, from 27.30% in 2024 to 28.00% in 2025, confirms the deterioration. The recent signal has similar intensity to the primary one.

Regional differences in Finland

In Finland, regional values for Unexpected expenses are relatively close. Across 3 comparable regions, Etelä-Suomi records the highest value (29.2%) and Pohjois- ja Itä-Suomi the lowest (28%), a gap of 1.2 percentage points.

Reading within the topic

In Finland, the evidence for Poverty & Financial Vulnerability leans towards relatively favourable performance compared with Europe, without a clear pressure signal dominating the picture. Material recent changes among related indicators lean towards deterioration and warrant monitoring.