European ranking
8 / 23
No change compared with previous year
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
10.40% of people
EU 10.47 · -0.1 pp vs Europe
European ranking
8 / 23
No change compared with previous year
Recent trend
Open trendPopulation
68.9M
Country population · 2025
Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.
Lower values generally represent a more favorable situation.
Data source: Eurostat Arrears on housing or utility bills ILC_MDES05
· 2025 · 26 regions
Comparison of values across the country's regions for this indicator.
29.10
18.60
15.40
14.10
13.30
13.10
11.60
11.60
11.00
10.80
10.70
10.40
10.10
9.90
9.90
9.50
9.50
9.40
9.30
9.10
9.10
9.00
8.90
8.70
8.30
8.20
France performs more favourably than the European benchmark on Arrears on housing or utility bills, although the difference is relatively small. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.
In France, Arrears on bills is close to the European benchmark and slightly better: 10.4% versus 10.5% in 2025, a gap of 0.1 percentage points.
In France, the medium-term pattern shows deterioration: the value moved from 9.10% in 2020 to 10.40% in 2025. The latest value changes little from 10.60% in 2024, indicating a pause in the previous deterioration.
In France, regional differences in Arrears on bills are pronounced. Across 26 comparable regions, Guyane records the highest value (29.1%) and Centre-Val de Loire the lowest (8.2%), a gap of 20.9 percentage points.
In France, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.