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France: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

10.40% of people

EU 10.47 · -0.1 pp vs Europe

European ranking

8 / 23

No change compared with previous year

Population

68.9M

Country population · 2025

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Regional map

· 2025 · 26 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Guyane

    +179.81

    29.10

  2. 2
    +78.85

    18.60

  3. 3
    +48.08

    15.40

  4. 4

    Corse

    +35.58

    14.10

  5. 5
    +27.88

    13.30

  6. 6
    +25.96

    13.10

  7. 7
    +11.54

    11.60

  8. 7
    +11.54

    11.60

  9. 9
    +5.77

    11.00

  10. 10
    +3.85

    10.80

  11. 11
    +2.88

    10.70

  12. 12
    +0.00

    10.40

  13. 13
    -2.88

    10.10

  14. 14
    -4.81

    9.90

  15. 14
    -4.81

    9.90

  16. 16
    -8.65

    9.50

  17. 16
    -8.65

    9.50

  18. 18
    -9.62

    9.40

  19. 19

    Alsace

    -10.58

    9.30

  20. 20
    -12.50

    9.10

  21. 20
    -12.50

    9.10

  22. 22
    -13.46

    9.00

  23. 23
    -14.42

    8.90

  24. 24
    -16.35

    8.70

  25. 25
    -20.19

    8.30

  26. 26
    -21.15

    8.20

More context on this indicator

At a glance

France performs more favourably than the European benchmark on Arrears on housing or utility bills, although the difference is relatively small. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in France

In France, Arrears on bills is close to the European benchmark and slightly better: 10.4% versus 10.5% in 2025, a gap of 0.1 percentage points.

Recent trend

In France, the medium-term pattern shows deterioration: the value moved from 9.10% in 2020 to 10.40% in 2025. The latest value changes little from 10.60% in 2024, indicating a pause in the previous deterioration.

Regional differences in France

In France, regional differences in Arrears on bills are pronounced. Across 26 comparable regions, Guyane records the highest value (29.1%) and Centre-Val de Loire the lowest (8.2%), a gap of 20.9 percentage points.

Reading within the topic

In France, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.