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France: Financial Vulnerability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

28.80% of people

EU 29.09 · -0.3 pp vs Europe

European ranking

15 / 30

Down 1 positions compared with previous year

Population

68.9M

Country population · 2025

What this indicator measures

Measures the share of people living in households that cannot afford to meet an unexpected necessary financial expense from their available resources.

Lower values generally represent a more favorable situation.

Data source: Eurostat Inability to face unexpected financial expenses ilc_mdes04

Explore this indicator

Regional map

· 2025 · 26 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Guyane

    +100.35

    57.70

  2. 2
    +58.33

    45.60

  3. 3
    +44.79

    41.70

  4. 4
    +30.90

    37.70

  5. 5

    Corse

    +26.39

    36.40

  6. 6
    +23.26

    35.50

  7. 7
    +13.54

    32.70

  8. 8
    +7.99

    31.10

  9. 9
    +6.25

    30.60

  10. 10
    +3.82

    29.90

  11. 11
    +2.08

    29.40

  12. 12
    +0.69

    29.00

  13. 13
    +0.00

    28.80

  14. 14
    -1.04

    28.50

  15. 15
    -1.39

    28.40

  16. 16
    -1.74

    28.30

  17. 17
    -2.43

    28.10

  18. 17
    -2.43

    28.10

  19. 19
    -3.82

    27.70

  20. 20
    -6.60

    26.90

  21. 21
    -7.99

    26.50

  22. 22
    -8.33

    26.40

  23. 23

    Alsace

    -10.07

    25.90

  24. 24
    -11.11

    25.60

  25. 25
    -13.54

    24.90

  26. 25
    -13.54

    24.90

More context on this indicator

At a glance

France performs more favourably than the European benchmark on Inability to face unexpected financial expenses, although the difference is relatively small. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in France

In France, Unexpected expenses is close to the European benchmark and slightly better: 28.8% versus 29.1% in 2025, a gap of 0.3 percentage points.

Recent trend

In France, the medium-term pattern shows improvement: the value moved from 30.50% in 2020 to 28.80% in 2025. The latest step, from 29.40% in 2024 to 28.80% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in France

In France, regional differences in Unexpected expenses are pronounced. Across 26 comparable regions, Guyane records the highest value (57.7%) and Centre-Val de Loire the lowest (24.9%), a gap of 32.8 percentage points.

Reading within the topic

In France, Poverty & Financial Vulnerability shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards deterioration and warrant monitoring.