EU 10.47
· European ranking
14 / 23
Up 1 positions compared with previous year
Germany: Housing & Utility Bill Arrears
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
6.90% of people
EU 10.47 · -3.6 pp vs Europe
What this indicator measures
Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.
Lower values generally represent a more favorable situation.
Data source: Eurostat Arrears on housing or utility bills ILC_MDES05
Explore this indicator
Regional map
· 2025 · 38 regions
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Internal regions
Comparison of values across the country's regions for this indicator.
-
1+71.01
11.80
-
2+50.72
10.40
-
3+34.78
9.30
-
3+34.78
9.30
-
5+33.33
9.20
-
6+31.88
9.10
-
7+30.43
9.00
-
8+28.99
8.90
-
9+26.09
8.70
-
10+24.64
8.60
-
11+21.74
8.40
-
11+21.74
8.40
-
13+15.94
8.00
-
14+11.59
7.70
-
14+11.59
7.70
-
16+8.70
7.50
-
17+7.25
7.40
-
17+7.25
7.40
-
19+2.90
7.10
-
20+0.00
6.90
-
20+0.00
6.90
-
22-2.90
6.70
-
23-5.80
6.50
-
24-7.25
6.40
-
25-17.39
5.70
-
26-21.74
5.40
-
26-21.74
5.40
-
28-24.64
5.20
-
29-26.09
5.10
-
30-28.99
4.90
-
30-28.99
4.90
-
32-33.33
4.60
-
33-37.68
4.30
-
34-43.48
3.90
-
35-44.93
3.80
-
35-44.93
3.80
-
37-47.83
3.60
-
38-63.77
2.50
More context on this indicator
At a glance
Germany performs more favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.
European comparison in Germany
In Germany, Arrears on bills is noticeably better than the European benchmark: 6.9% versus 10.5% in 2025, with a gap of 3.6 percentage points.
Recent trend
In Germany, the medium-term pattern shows deterioration: the value moved from 5.20% in 2020 to 6.90% in 2025. The latest value changes little from 7.20% in 2024, indicating a pause in the previous deterioration.
Regional differences in Germany
In Germany, regional differences in Arrears on bills are pronounced. Across 38 comparable regions, Bremen records the highest value (11.8%) and Oberpfalz the lowest (2.5%), a gap of 9.3 percentage points.
Reading within the topic
In Germany, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.