EU 29.09
· European ranking
10 / 30
Up 1 positions compared with previous year
Germany: Financial Vulnerability
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
31.90% of people
EU 29.09 · +2.8 pp vs Europe
What this indicator measures
Measures the share of people living in households that cannot afford to meet an unexpected necessary financial expense from their available resources.
Lower values generally represent a more favorable situation.
Data source: Eurostat Inability to face unexpected financial expenses ilc_mdes04
Explore this indicator
Regional map
· 2025 · 38 regions
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Internal regions
Comparison of values across the country's regions for this indicator.
-
1+58.62
50.60
-
2+25.08
39.90
-
3+22.26
39.00
-
3+22.26
39.00
-
5+20.38
38.40
-
6+17.55
37.50
-
7+16.61
37.20
-
8+13.17
36.10
-
9+12.54
35.90
-
9+12.54
35.90
-
11+12.23
35.80
-
12+10.66
35.30
-
13+9.72
35.00
-
14+9.40
34.90
-
15+9.09
34.80
-
16+7.84
34.40
-
17+7.21
34.20
-
18+6.58
34.00
-
19+5.33
33.60
-
20+0.94
32.20
-
21+0.63
32.10
-
22+0.31
32.00
-
22+0.31
32.00
-
24-0.31
31.80
-
25-1.25
31.50
-
25-1.25
31.50
-
27-4.08
30.60
-
28-4.39
30.50
-
29-7.21
29.60
-
30-10.97
28.40
-
31-15.99
26.80
-
32-17.87
26.20
-
33-22.26
24.80
-
34-30.72
22.10
-
35-33.23
21.30
-
36-40.44
19.00
-
37-46.71
17.00
-
38-67.40
10.40
More context on this indicator
At a glance
Germany performs less favourably than the European benchmark on Inability to face unexpected financial expenses, with a moderate gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.
European comparison in Germany
In Germany, Unexpected expenses is noticeably worse than the European benchmark: 31.9% versus 29.1% in 2025, with a gap of 2.8 percentage points.
Recent trend
In Germany, the medium-term pattern shows improvement: the value moved from 37.60% in 2020 to 31.90% in 2025. The latest value changes little from 32.20% in 2024, so the improvement continues but with less intensity.
Regional differences in Germany
In Germany, regional differences in Unexpected expenses are pronounced. Across 38 comparable regions, Bremen records the highest value (50.6%) and Oberpfalz the lowest (10.4%), a gap of 40.2 percentage points.
Reading within the topic
In Germany, Poverty & Financial Vulnerability shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards deterioration and warrant monitoring.