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Malta: Home Price Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2024

92.90 Index, long-term average = 100

EU 97.13 ยท -4.2 pp vs Europe

European ranking

20 / 27

Down 5 positions compared with previous year

Population

563.4K

Country population ยท 2024

What this indicator measures

Measures the relationship between house prices and household income as a standardised index, with the long-term average set to 100. Values above 100 indicate that house prices are high relative to income compared with that long-term average.

Lower values generally represent a more favorable situation.

Data source: Eurostat House price to income ratio tipsho60

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Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Malta performs more favourably than the European benchmark on House price to income ratio, with a moderate gap. The trend context points to confirmed improvement. The wider topic context points to broader relative strength.

European comparison in Malta

In Malta, Price to income is noticeably better than the European benchmark: 92.9 index points versus 97.1 index points in 2024, with a gap of 4.2 index points.

Recent trend

In Malta, the medium-term pattern shows improvement: the value moved from 103.51 in 2019 to 92.90 in 2024. The latest step, from 97.12 in 2023 to 92.90 in 2024, confirms the improvement. The recent signal is stronger than the primary one.

Reading within the topic

In Malta, the evidence for Housing & Energy Stress leans towards relatively favourable performance compared with Europe, without a clear pressure signal dominating the picture. Material recent changes among related indicators lean towards deterioration and warrant monitoring.