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Malta: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2025

6.00% of population

EU 7.79 ยท -1.8 pp vs Europe

European ranking

18 / 30

Up 4 positions compared with previous year

Population

574.2K

Country population ยท 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Malta performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to confirmed deterioration. The wider topic context points to broader relative strength.

European comparison in Malta

In Malta, Housing burden is noticeably better than the European benchmark: 6.0% versus 7.8% in 2025, with a gap of 1.8 percentage points.

Recent trend

In Malta, the medium-term pattern shows deterioration: the value moved from 2.70% in 2021 to 6.00% in 2025. The latest value changes little from 5.90% in 2024, so the previous deterioration continues but with less intensity.

Reading within the topic

In Malta, the evidence for Housing & Energy Stress leans towards relatively favourable performance compared with Europe, without a clear pressure signal dominating the picture. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.