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Netherlands: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2025

3.50% of people

EU 10.47 ยท -7.0 pp vs Europe

European ranking

22 / 23

No change compared with previous year

Recent trend

Open trend

Population

18.0M

Country population ยท 2025

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Netherlands performs more favourably than the European benchmark on Arrears on housing or utility bills, with a large gap. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths.

European comparison in Netherlands

In Netherlands, Arrears on bills stands clearly better than the European benchmark: 3.5% versus 10.5% in 2025, a large gap of 7.0 percentage points.

Recent trend

In the Netherlands, the medium-term pattern is broadly stable: the value moved from 3.20% in 2020 to 3.50% in 2025. The primary pattern was broadly stable, but the latest step, from 3.90% in 2024 to 3.50% in 2025, departs from that stability with an improvement.

Reading within the topic

In Netherlands, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.