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Netherlands: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2025

6.50% of population

EU 7.79 ยท -1.3 pp vs Europe

European ranking

14 / 30

Up 1 positions compared with previous year

Recent trend

Open trend

Population

18.0M

Country population ยท 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Netherlands performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths.

European comparison in Netherlands

In Netherlands, Housing burden is noticeably better than the European benchmark: 6.5% versus 7.8% in 2025, with a gap of 1.3 percentage points.

Recent trend

In the Netherlands, the medium-term pattern shows improvement: the value moved from 8.30% in 2021 to 6.50% in 2025. The latest step, from 6.90% in 2024 to 6.50% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Reading within the topic

In Netherlands, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.