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Portugal: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Portugal

Latest value

· 2025

6.30% of population

EU 7.79 · -1.5 pp vs Europe

European ranking

16 / 30

No change compared with previous year

Recent trend

Open trend

Population

10.7M

Country population · 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

· 2025 · 9 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Grande Lisboa

    +58.73

    10.00

  2. 2

    Algarve

    +36.51

    8.60

  3. 3

    Península de Setúbal

    +6.35

    6.70

  4. 4

    Oeste e Vale do Tejo

    -7.94

    5.80

  5. 5

    Norte

    -19.05

    5.10

  6. 6

    Região Autónoma da Madeira

    -20.63

    5.00

  7. 7

    Centro (PT)

    -26.98

    4.60

  8. 8

    Região Autónoma dos Açores

    -30.16

    4.40

  9. 9

    Alentejo

    -41.27

    3.70

More context on this indicator

At a glance

Portugal performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Portugal

In Portugal, Housing burden is noticeably better than the European benchmark: 6.3% versus 7.8% in 2025, with a gap of 1.5 percentage points.

Recent trend

In Portugal, the medium-term pattern is broadly stable: the value moved from 5.90% in 2021 to 6.30% in 2025. The primary pattern was broadly stable, but the latest step, from 6.90% in 2024 to 6.30% in 2025, departs from that stability with an improvement.

Regional differences in Portugal

In Portugal, regional differences in Housing burden are pronounced. Across 9 comparable regions, Grande Lisboa records the highest value (10%) and Alentejo the lowest (3.7%), a gap of 6.3 percentage points.

Reading within the topic

In Portugal, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.