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Serbia: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Serbia

Latest value

· 2025

7.90% of population

EU 7.79 · +0.1 pp vs Europe

European ranking

10 / 30

Down 4 positions compared with previous year

Population

6.6M

Country population · 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

· 2025 · 4 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Vojvodina

    +35.44

    10.70

  2. 2

    Šumadija and Western Serbia

    +8.86

    8.60

  3. 3

    Southern and Eastern Serbia

    -13.92

    6.80

  4. 4

    Belgrade Region

    -31.65

    5.40

More context on this indicator

At a glance

Serbia performs less favourably than the European benchmark on Housing cost overburden rate, although the difference is relatively small. The trend context points to confirmed improvement. The wider topic context points to broader pressure. Regional evidence also shows internal variation.

European comparison in Serbia

In Serbia, Housing burden is close to the European benchmark, although slightly worse: 7.9% versus 7.8% in 2025, a gap of 0.1 percentage points.

Recent trend

In Serbia, the medium-term pattern shows improvement: the value moved from 16.60% in 2021 to 7.90% in 2025. The latest step, from 11.40% in 2024 to 7.90% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in Serbia

In Serbia, Housing burden shows noticeable regional variation. Across 4 comparable regions, Vojvodina records the highest value (10.7%) and Belgrade Region the lowest (5.4%), a gap of 5.3 percentage points.

Reading within the topic

In Serbia, the evidence for Housing & Energy Stress leans towards pressure compared with Europe; related indicators do not provide a sufficiently strong counter-signal. Material recent changes among related indicators lean towards improvement.