EU 10.47
· European ranking
5 / 23
No change compared with previous year
Spain: Housing & Utility Bill Arrears
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
13.20% of people
EU 10.47 · +2.7 pp vs Europe
What this indicator measures
Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.
Lower values generally represent a more favorable situation.
Data source: Eurostat Arrears on housing or utility bills ILC_MDES05
Explore this indicator
Regional map
· 2025 · 19 regions
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Internal regions
Comparison of values across the country's regions for this indicator.
-
1+100.76
26.50
-
2+50.00
19.80
-
3+21.97
16.10
-
4+21.21
16.00
-
5+19.70
15.80
-
6+15.15
15.20
-
7+12.12
14.80
-
8+9.09
14.40
-
9-4.55
12.60
-
10-6.82
12.30
-
11-11.36
11.70
-
12-13.64
11.40
-
13-19.70
10.60
-
14-21.97
10.30
-
14-21.97
10.30
-
16-25.00
9.90
-
17-33.33
8.80
-
18-37.88
8.20
-
19-46.97
7.00
More context on this indicator
At a glance
Spain performs less favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to clearer recent change. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.
European comparison in Spain
In Spain, Arrears on bills is noticeably worse than the European benchmark: 13.2% versus 10.5% in 2025, with a gap of 2.7 percentage points.
Recent trend
In Spain, the medium-term pattern is broadly stable: the value moved from 13.50% in 2020 to 13.20% in 2025. Although the primary period is broadly stable, the latest step, from 14.20% in 2024 to 13.20% in 2025, shows material improvement and provides a clearer recent signal.
Regional differences in Spain
In Spain, regional differences in Arrears on bills are pronounced. Across 19 comparable regions, Ciudad de Ceuta records the highest value (26.5%) and País Vasco the lowest (7%), a gap of 19.5 percentage points.
Reading within the topic
In Spain, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.