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Spain: Financial Vulnerability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

36.40% of people

EU 29.09 · +7.3 pp vs Europe

European ranking

6 / 30

No change compared with previous year

Population

49.1M

Country population · 2025

What this indicator measures

Measures the share of people living in households that cannot afford to meet an unexpected necessary financial expense from their available resources.

Lower values generally represent a more favorable situation.

Data source: Eurostat Inability to face unexpected financial expenses ilc_mdes04

Explore this indicator

Regional map

· 2025 · 19 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +59.89

    58.20

  2. 2
    +37.09

    49.90

  3. 3
    +33.24

    48.50

  4. 4
    +31.59

    47.90

  5. 5
    +27.75

    46.50

  6. 6
    +14.01

    41.50

  7. 7
    +2.47

    37.30

  8. 8
    +1.92

    37.10

  9. 9
    -2.47

    35.50

  10. 10
    -14.29

    31.20

  11. 11
    -16.76

    30.30

  12. 12
    -18.13

    29.80

  13. 13

    Galicia

    -18.68

    29.60

  14. 14
    -18.96

    29.50

  15. 15

    Aragón

    -21.15

    28.70

  16. 16
    -24.73

    27.40

  17. 17
    -25.27

    27.20

  18. 18
    -34.34

    23.90

  19. 19
    -39.29

    22.10

More context on this indicator

At a glance

Spain performs less favourably than the European benchmark on Inability to face unexpected financial expenses, with a large gap. The trend context points to clearer recent change. The wider topic context points to broader pressure. Regional evidence also shows internal variation.

European comparison in Spain

In Spain, Unexpected expenses stands clearly worse than the European benchmark: 36.4% versus 29.1% in 2025, a large gap of 7.3 percentage points.

Recent trend

In Spain, the medium-term pattern is broadly stable: the value moved from 35.40% in 2020 to 36.40% in 2025. Although the primary period is broadly stable, the latest step, from 35.90% in 2024 to 36.40% in 2025, shows material deterioration and provides a clearer recent signal.

Regional differences in Spain

In Spain, Unexpected expenses shows noticeable regional variation. Across 19 comparable regions, Ciudad de Ceuta records the highest value (58.2%) and País Vasco the lowest (22.1%), a gap of 36.1 percentage points.

Reading within the topic

In Spain, the evidence for Poverty & Financial Vulnerability leans towards pressure compared with Europe; related indicators do not provide a sufficiently strong counter-signal. No material recent change is detected among related indicators.