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Sweden: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Sweden

Latest value

· 2025

8.50% of people

EU 10.47 · -2.0 pp vs Europe

European ranking

10 / 23

Up 4 positions compared with previous year

Population

10.6M

Country population · 2025

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Regional map

· 2025 · 8 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Östra Mellansverige

    +29.41

    11.00

  2. 2

    Stockholm

    +8.24

    9.20

  3. 2

    Småland med öarna

    +8.24

    9.20

  4. 4

    Norra Mellansverige

    +0.00

    8.50

  5. 5

    Sydsverige

    -11.76

    7.50

  6. 5

    Västsverige

    -11.76

    7.50

  7. 7

    Mellersta Norrland

    -15.29

    7.20

  8. 8

    Övre Norrland

    -50.59

    4.20

More context on this indicator

At a glance

Sweden performs more favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to confirmed deterioration. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Sweden

In Sweden, Arrears on bills is noticeably better than the European benchmark: 8.5% versus 10.5% in 2025, with a gap of 2.0 percentage points.

Recent trend

In Sweden, the medium-term pattern shows deterioration: the value moved from 4.90% in 2020 to 8.50% in 2025. The latest step, from 7.30% in 2024 to 8.50% in 2025, confirms the deterioration. The recent signal is stronger than the primary one.

Regional differences in Sweden

In Sweden, Arrears on bills shows noticeable regional variation. Across 8 comparable regions, Östra Mellansverige records the highest value (11%) and Övre Norrland the lowest (4.2%), a gap of 6.8 percentage points.

Reading within the topic

In Sweden, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.