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Croatia: Arrears on housing or utility bills

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Croatia Indicator: Arrears on housing or utility bills Year: 2025

Country overview

Croatia

Current reading for Arrears on housing or utility bills in a European context.

Eurostat indicator: Arrears on housing or utility bills

Latest value

8.00 Percent of people

European ranking

11 / 23

Improved by 2 positions since the previous year

Compared with Europe

-2.5 puntos

Croatia is 2.5 points below the European average.

EU: 10.50

Affected population

≈ 0.31 million people affected

Year: 2025

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Recent trend

Open trend

Latest: 8.00 Percent of people Europe benchmark: 10.47 Percent of people

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Arrears on housing or utility bills

Granularity: Regions

  1. 1

    Sjeverna Hrvatska

    +23.80

    9.90

  2. 2

    Panonska Hrvatska

    +12.50

    9.00

  3. 3

    Jadranska Hrvatska

    +8.70

    8.70

  4. 4

    Grad Zagreb

    -53.80

    3.70

More context on this indicator

At a glance

Croatia performs more favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Croatia

In Croatia, Arrears on bills is noticeably better than the European benchmark: 8.0% versus 10.5% in 2025, with a gap of 2.5 percentage points.

Recent trend

In Croatia, the medium-term pattern shows improvement: the value moved from 14.20% in 2020 to 8.00% in 2025. The latest step, from 9.40% in 2024 to 8.00% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in Croatia

In Croatia, Arrears on bills shows noticeable regional variation. Across 4 comparable regions, Sjeverna Hrvatska records the highest value (9.9%) and Grad Zagreb the lowest (3.7%), a gap of 6.2 percentage points.

Reading within the topic

In Croatia, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.