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Croatia: Housing cost overburden rate

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Croatia Indicator: Housing cost overburden rate Year: 2025

Country overview

Croatia

Current reading for Housing cost overburden rate in a European context.

Eurostat indicator: Housing cost overburden rate

Latest value

3.20 Percentage of population

European ranking

29 / 30

Compared with Europe

-5.1 puntos

Croatia is 5.1 points below the European average.

EU: 8.28

Affected population

3.9M

Year: 2025

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Recent trend

Open trend

Latest: 3.20 Percentage of population Europe benchmark: 7.79 Percentage of population

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Housing cost overburden rate

Granularity: Regions

  1. 1

    Panonska Hrvatska

    +31.30

    4.20

  2. 2

    Jadranska Hrvatska

    +6.20

    3.40

  3. 3

    Sjeverna Hrvatska

    -18.80

    2.60

  4. 4

    Grad Zagreb

    -31.30

    2.20

More context on this indicator

At a glance

Croatia performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Croatia

In Croatia, Housing burden is noticeably better than the European benchmark: 3.2% versus 7.8% in 2025, with a gap of 4.6 percentage points.

Recent trend

In Croatia, the medium-term pattern shows improvement: the value moved from 4.50% in 2021 to 3.20% in 2025. The latest step, from 3.70% in 2024 to 3.20% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in Croatia

In Croatia, Housing burden shows noticeable regional variation. Across 4 comparable regions, Panonska Hrvatska records the highest value (4.2%) and Grad Zagreb the lowest (2.2%), a gap of 2 percentage points.

Reading within the topic

In Croatia, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.