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Croatia: Inability to face unexpected financial expenses

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Croatia Indicator: Inability to face unexpected financial expenses Year: 2025

Country overview

Croatia

Current reading for Inability to face unexpected financial expenses in a European context.

Eurostat indicator: Inability to face unexpected financial expenses

Latest value

31.20 Percent of people

European ranking

11 / 30

Improved by 4 positions since the previous year

Compared with Europe

+1.9 puntos

Croatia is 1.9 points above the European average.

EU: 29.26

Affected population

≈ 1.21 million people affected

Year: 2025

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Recent trend

Open trend

Latest: 31.20 Percent of people Europe benchmark: 29.09 Percent of people

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Inability to face unexpected financial expenses

Granularity: Regions

  1. 1

    Panonska Hrvatska

    +21.20

    37.80

  2. 2

    Jadranska Hrvatska

    +6.70

    33.30

  3. 3

    Sjeverna Hrvatska

    +4.80

    32.70

  4. 4

    Grad Zagreb

    -42.90

    17.80

More context on this indicator

At a glance

Croatia performs less favourably than the European benchmark on Inability to face unexpected financial expenses, with a moderate gap. The trend context points to confirmed improvement. The wider topic context points to broader pressure. Regional evidence also shows internal variation.

European comparison in Croatia

In Croatia, Unexpected expenses is noticeably worse than the European benchmark: 31.2% versus 29.1% in 2025, with a gap of 2.1 percentage points.

Recent trend

In Croatia, the medium-term pattern shows improvement: the value moved from 48.90% in 2020 to 31.20% in 2025. The latest step, from 34.90% in 2024 to 31.20% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in Croatia

In Croatia, Unexpected expenses shows noticeable regional variation. Across 4 comparable regions, Panonska Hrvatska records the highest value (37.8%) and Grad Zagreb the lowest (17.8%), a gap of 20 percentage points.

Reading within the topic

In Croatia, the evidence for Poverty & Financial Vulnerability leans towards pressure compared with Europe; related indicators do not provide a sufficiently strong counter-signal. Material recent changes among related indicators lean towards improvement.