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Finland: Arrears on housing or utility bills

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Finland Indicator: Arrears on housing or utility bills Year: 2025

Country overview

Finland

Current reading for Arrears on housing or utility bills in a European context.

Eurostat indicator: Arrears on housing or utility bills

Latest value

10.70 Percent of people

European ranking

7 / 23

No change from the previous year

Compared with Europe

+0.2 puntos

Finland is 0.2 points above the European average.

EU: 10.50

Affected population

≈ 0.60 million people affected

Year: 2025

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Recent trend

Open trend

Latest: 10.70 Percent of people Europe benchmark: 10.47 Percent of people

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Arrears on housing or utility bills

Granularity: Regions

  1. 1

    Helsinki-Uusimaa

    +16.80

    12.50

  2. 2

    Pohjois- ja Itä-Suomi

    -5.60

    10.10

  3. 3

    Etelä-Suomi

    -11.20

    9.50

More context on this indicator

At a glance

Finland performs less favourably than the European benchmark on Arrears on housing or utility bills, although the difference is relatively small. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Finland

In Finland, Arrears on bills is close to the European benchmark, although slightly worse: 10.7% versus 10.5% in 2025, a gap of 0.2 percentage points.

Recent trend

In Finland, the medium-term pattern is broadly stable: the value moved from 10.00% in 2020 to 10.70% in 2025. The primary pattern was broadly stable, but the latest step, from 11.20% in 2024 to 10.70% in 2025, departs from that stability with an improvement.

Regional differences in Finland

In Finland, regional values for Arrears on bills are relatively close. Across 3 comparable regions, Helsinki-Uusimaa records the highest value (12.5%) and Etelä-Suomi the lowest (9.5%), a gap of 3 percentage points.

Reading within the topic

In Finland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.