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Finland: Housing cost overburden rate

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Finland Indicator: Housing cost overburden rate Year: 2025

Country overview

Finland

Current reading for Housing cost overburden rate in a European context.

Eurostat indicator: Housing cost overburden rate

Latest value

4.70 Percentage of population

European ranking

25 / 30

Compared with Europe

-3.6 puntos

Finland is 3.6 points below the European average.

EU: 8.28

Affected population

5.6M

Year: 2025

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Recent trend

Open trend

Latest: 4.70 Percentage of population Europe benchmark: 7.79 Percentage of population

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Housing cost overburden rate

Granularity: Regions

  1. 1

    Helsinki-Uusimaa

    +29.80

    6.10

  2. 2

    Pohjois- ja Itä-Suomi

    -14.90

    4.00

  3. 3

    Etelä-Suomi

    -23.40

    3.60

More context on this indicator

At a glance

Finland performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Finland

In Finland, Housing burden is noticeably better than the European benchmark: 4.7% versus 7.8% in 2025, with a gap of 3.1 percentage points.

Recent trend

In Finland, the medium-term pattern is broadly stable: the value moved from 4.30% in 2021 to 4.70% in 2025. The primary pattern was broadly stable, but the latest step, from 5.40% in 2024 to 4.70% in 2025, departs from that stability with an improvement.

Regional differences in Finland

In Finland, Housing burden shows noticeable regional variation. Across 3 comparable regions, Helsinki-Uusimaa records the highest value (6.1%) and Etelä-Suomi the lowest (3.6%), a gap of 2.5 percentage points.

Reading within the topic

In Finland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.