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Germany: Arrears on housing or utility bills

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Germany Indicator: Arrears on housing or utility bills Year: 2025

Country overview

Germany

Current reading for Arrears on housing or utility bills in a European context.

Eurostat indicator: Arrears on housing or utility bills

Latest value

6.90 Percent of people

European ranking

14 / 23

Worsened by 1 positions since the previous year

Compared with Europe

-3.6 puntos

Germany is 3.6 points below the European average.

EU: 10.50

Affected population

≈ 5.77 million people affected

Year: 2025

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Recent trend

Open trend

Latest: 6.90 Percent of people Europe benchmark: 10.47 Percent of people

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Arrears on housing or utility bills

Granularity: Regions

  1. 1

    Bremen

    +71.00

    11.80

  2. 2

    Trier

    +50.70

    10.40

  3. 3

    Saarland

    +34.80

    9.30

  4. 4

    Weser-Ems

    +34.80

    9.30

  5. 5

    Schleswig-Holstein

    +33.30

    9.20

  6. 6

    Tübingen

    +31.90

    9.10

  7. 7

    Kassel

    +30.40

    9.00

  8. 8

    Arnsberg

    +29.00

    8.90

  9. 9

    Koblenz

    +26.10

    8.70

  10. 10

    Düsseldorf

    +24.60

    8.60

  11. 11

    Rheinhessen-Pfalz

    +21.70

    8.40

  12. 12

    Thüringen

    +21.70

    8.40

  13. 13

    Detmold

    +15.90

    8.00

  14. 14

    Braunschweig

    +11.60

    7.70

  15. 15

    Köln

    +11.60

    7.70

  16. 16

    Stuttgart

    +8.70

    7.50

  17. 17

    Lüneburg

    +7.20

    7.40

  18. 18

    Hannover

    +7.20

    7.40

  19. 19

    Münster

    +2.90

    7.10

  20. 20

    Hamburg

    —

    6.90

  21. 21

    Karlsruhe

    —

    6.90

  22. 22

    Darmstadt

    -2.90

    6.70

  23. 23

    Freiburg

    -5.80

    6.50

  24. 24

    Gießen

    -7.20

    6.40

  25. 25

    Brandenburg

    -17.40

    5.70

More context on this indicator

At a glance

Germany performs more favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to recent stabilization. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Germany

In Germany, Arrears on bills is noticeably better than the European benchmark: 6.9% versus 10.5% in 2025, with a gap of 3.6 percentage points.

Recent trend

In Germany, the medium-term pattern shows deterioration: the value moved from 5.20% in 2020 to 6.90% in 2025. The latest value changes little from 7.20% in 2024, indicating a pause in the previous deterioration.

Regional differences in Germany

In Germany, regional differences in Arrears on bills are pronounced. Across 38 comparable regions, Bremen records the highest value (11.8%) and Oberpfalz the lowest (2.5%), a gap of 9.3 percentage points.

Reading within the topic

In Germany, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.