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Poland: Arrears on housing or utility bills

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Poland Indicator: Arrears on housing or utility bills Year: 2025

Country overview

Poland

Current reading for Arrears on housing or utility bills in a European context.

Eurostat indicator: Arrears on housing or utility bills

Latest value

3.80 Percent of people

European ranking

21 / 23

No change from the previous year

Compared with Europe

-6.7 puntos

Poland is 6.7 points below the European average.

EU: 10.50

Affected population

≈ 1.39 million people affected

Year: 2025

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Recent trend

Open trend

Latest: 3.80 Percent of people Europe benchmark: 10.47 Percent of people

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Arrears on housing or utility bills

Granularity: Regions

  1. 1

    Warszawski stołeczny

    +50.00

    5.70

  2. 2

    Łódzkie

    +39.50

    5.30

  3. 3

    Zachodniopomorskie

    +28.90

    4.90

  4. 4

    Wielkopolskie

    +21.10

    4.60

  5. 5

    Warmińsko-Mazurskie

    +21.10

    4.60

  6. 6

    Dolnośląskie

    +15.80

    4.40

  7. 7

    Śląskie

    +13.20

    4.30

  8. 8

    Pomorskie

    +10.50

    4.20

  9. 9

    Lubelskie

    +10.50

    4.20

  10. 10

    Lubuskie

    -5.30

    3.60

  11. 11

    Opolskie

    -7.90

    3.50

  12. 12

    Kujawsko-Pomorskie

    -26.30

    2.80

  13. 13

    Mazowiecki regionalny

    -34.20

    2.50

  14. 14

    Podkarpackie

    -47.40

    2.00

  15. 15

    Małopolskie

    -52.60

    1.80

  16. 16

    Świętokrzyskie

    -55.30

    1.70

  17. 17

    Podlaskie

    -63.20

    1.40

More context on this indicator

At a glance

Poland performs more favourably than the European benchmark on Arrears on housing or utility bills, with a large gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Poland

In Poland, Arrears on bills stands clearly better than the European benchmark: 3.8% versus 10.5% in 2025, a large gap of 6.7 percentage points.

Recent trend

In Poland, the medium-term pattern shows improvement: the value moved from 5.50% in 2020 to 3.80% in 2025. The latest step, from 4.20% in 2024 to 3.80% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in Poland

In Poland, regional differences in Arrears on bills are pronounced. Across 17 comparable regions, Warszawski stołeczny records the highest value (5.7%) and Podlaskie the lowest (1.4%), a gap of 4.3 percentage points.

Reading within the topic

In Poland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.