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Spain: Arrears on housing or utility bills

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Country: Spain Indicator: Arrears on housing or utility bills Year: 2025

Country overview

Spain

Current reading for Arrears on housing or utility bills in a European context.

Eurostat indicator: Arrears on housing or utility bills

Latest value

13.20 Percent of people

European ranking

5 / 23

No change from the previous year

Compared with Europe

+2.7 puntos

Spain is 2.7 points above the European average.

EU: 10.50

Affected population

≈ 6.48 million people affected

Year: 2025

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Recent trend

Open trend

Latest: 13.20 Percent of people Europe benchmark: 10.47 Percent of people

Internal regions

Embedded regional ranking preview with real regional values and shared semantic bars.

Indicator: Arrears on housing or utility bills

Granularity: Regions

  1. 1

    Ciudad de Ceuta

    +100.80

    26.50

  2. 2

    Ciudad de Melilla

    +50.00

    19.80

  3. 3

    Canarias

    +22.00

    16.10

  4. 4

    Cataluña

    +21.20

    16.00

  5. 5

    Andalucía

    +19.70

    15.80

  6. 6

    Región de Murcia

    +15.20

    15.20

  7. 7

    Illes Balears

    +12.10

    14.80

  8. 8

    Castilla-La Mancha

    +9.10

    14.40

  9. 9

    Comunidad de Madrid

    -4.50

    12.60

  10. 10

    Aragón

    -6.80

    12.30

  11. 11

    Extremadura

    -11.40

    11.70

  12. 12

    Comunitat Valenciana

    -13.60

    11.40

  13. 13

    Castilla y León

    -19.70

    10.60

  14. 14

    Principado de Asturias

    -22.00

    10.30

  15. 15

    La Rioja

    -22.00

    10.30

  16. 16

    Comunidad Foral de Navarra

    -25.00

    9.90

  17. 17

    Cantabria

    -33.30

    8.80

  18. 18

    Galicia

    -37.90

    8.20

  19. 19

    País Vasco

    -47.00

    7.00

More context on this indicator

At a glance

Spain performs less favourably than the European benchmark on Arrears on housing or utility bills, with a moderate gap. The trend context points to clearer recent change. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Spain

In Spain, Arrears on bills is noticeably worse than the European benchmark: 13.2% versus 10.5% in 2025, with a gap of 2.7 percentage points.

Recent trend

In Spain, the medium-term pattern is broadly stable: the value moved from 13.50% in 2020 to 13.20% in 2025. Although the primary period is broadly stable, the latest step, from 14.20% in 2024 to 13.20% in 2025, shows material improvement and provides a clearer recent signal.

Regional differences in Spain

In Spain, regional differences in Arrears on bills are pronounced. Across 19 comparable regions, Ciudad de Ceuta records the highest value (26.5%) and País Vasco the lowest (7%), a gap of 19.5 percentage points.

Reading within the topic

In Spain, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.