EU 7.79
· European ranking
25 / 30
Down 2 positions compared with previous year
Finland: Housing Affordability
An editorial snapshot of country living conditions with trend, regional spread, and context links.
Latest value
· 2025
4.70% of population
EU 7.79 · -3.1 pp vs Europe
What this indicator measures
Measures the share of people living in households where total housing costs exceed 40% of disposable household income.
Lower values generally represent a more favorable situation.
Data source: Eurostat Housing cost overburden rate ilc_lvho07_r
Explore this indicator
Regional map
· 2025 · 3 regions
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Internal regions
Comparison of values across the country's regions for this indicator.
-
1+29.79
6.10
-
2-14.89
4.00
-
3-23.40
3.60
More context on this indicator
At a glance
Finland performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.
European comparison in Finland
In Finland, Housing burden is noticeably better than the European benchmark: 4.7% versus 7.8% in 2025, with a gap of 3.1 percentage points.
Recent trend
In Finland, the medium-term pattern is broadly stable: the value moved from 4.30% in 2021 to 4.70% in 2025. The primary pattern was broadly stable, but the latest step, from 5.40% in 2024 to 4.70% in 2025, departs from that stability with an improvement.
Regional differences in Finland
In Finland, Housing burden shows noticeable regional variation. Across 3 comparable regions, Helsinki-Uusimaa records the highest value (6.1%) and Etelä-Suomi the lowest (3.6%), a gap of 2.5 percentage points.
Reading within the topic
In Finland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.