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Germany: Home Price Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2024

97.70 Index, long-term average = 100

EU 97.13 ยท +0.6 pp vs Europe

European ranking

14 / 27

Down 3 positions compared with previous year

Recent trend

Open trend

Population

83.5M

Country population ยท 2024

What this indicator measures

Measures the relationship between house prices and household income as a standardised index, with the long-term average set to 100. Values above 100 indicate that house prices are high relative to income compared with that long-term average.

Lower values generally represent a more favorable situation.

Data source: Eurostat House price to income ratio tipsho60

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Germany performs less favourably than the European benchmark on House price to income ratio, although the difference is relatively small. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths.

European comparison in Germany

In Germany, Price to income is close to the European benchmark, although slightly worse: 97.7 index points versus 97.1 index points in 2024, a gap of 0.6 index points.

Recent trend

In Germany, the medium-term pattern shows improvement: the value moved from 106.19 in 2019 to 97.73 in 2024. The latest step, from 103.32 in 2023 to 97.73 in 2024, confirms the improvement. The recent signal is stronger than the primary one.

Reading within the topic

In Germany, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.