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Poland: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

4.10% of population

EU 7.79 · -3.7 pp vs Europe

European ranking

26 / 30

Down 2 positions compared with previous year

Population

36.5M

Country population · 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

· 2025 · 17 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +34.15

    5.50

  2. 1
    +34.15

    5.50

  3. 3
    +31.71

    5.40

  4. 4
    +29.27

    5.30

  5. 5
    +26.83

    5.20

  6. 6
    +14.63

    4.70

  7. 7
    +4.88

    4.30

  8. 8
    +2.44

    4.20

  9. 9
    -7.32

    3.80

  10. 9
    -7.32

    3.80

  11. 11
    -14.63

    3.50

  12. 12
    -19.51

    3.30

  13. 13
    -36.59

    2.60

  14. 13
    -36.59

    2.60

  15. 15
    -39.02

    2.50

  16. 16
    -43.90

    2.30

  17. 17
    -48.78

    2.10

More context on this indicator

At a glance

Poland performs more favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Poland

In Poland, Housing burden is noticeably better than the European benchmark: 4.1% versus 7.8% in 2025, with a gap of 3.7 percentage points.

Recent trend

In Poland, the medium-term pattern shows improvement: the value moved from 5.70% in 2021 to 4.10% in 2025. The latest step, from 5.20% in 2024 to 4.10% in 2025, confirms the improvement. The recent signal is stronger than the primary one.

Regional differences in Poland

In Poland, Housing burden shows noticeable regional variation. Across 17 comparable regions, Kujawsko-Pomorskie records the highest value (5.5%) and Podlaskie the lowest (2.1%), a gap of 3.4 percentage points.

Reading within the topic

In Poland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.