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Spain: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

7.20% of population

EU 7.79 · -0.6 pp vs Europe

European ranking

11 / 30

Up 2 positions compared with previous year

Population

49.1M

Country population · 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

· 2025 · 19 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +91.67

    13.80

  2. 2
    +37.50

    9.90

  3. 3
    +18.06

    8.50

  4. 4
    +8.33

    7.80

  5. 5
    +5.56

    7.60

  6. 6
    +1.39

    7.30

  7. 7
    -2.78

    7.00

  8. 8
    -5.56

    6.80

  9. 8
    -5.56

    6.80

  10. 10
    -6.94

    6.70

  11. 10
    -6.94

    6.70

  12. 12
    -11.11

    6.40

  13. 13
    -25.00

    5.40

  14. 14
    -30.56

    5.00

  15. 15
    -31.94

    4.90

  16. 16

    Galicia

    -34.72

    4.70

  17. 17

    Aragón

    -38.89

    4.40

  18. 18
    -41.67

    4.20

  19. 19
    -51.39

    3.50

More context on this indicator

At a glance

Spain performs more favourably than the European benchmark on Housing cost overburden rate, although the difference is relatively small. The trend context points to confirmed improvement. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Spain

In Spain, Housing burden is close to the European benchmark and slightly better: 7.2% versus 7.8% in 2025, a gap of 0.6 percentage points.

Recent trend

In Spain, the medium-term pattern shows improvement: the value moved from 9.90% in 2021 to 7.20% in 2025. The latest step, from 7.80% in 2024 to 7.20% in 2025, confirms the improvement. The recent signal has similar intensity to the primary one.

Regional differences in Spain

In Spain, regional differences in Housing burden are pronounced. Across 19 comparable regions, Ciudad de Melilla records the highest value (13.8%) and Comunidad Foral de Navarra the lowest (3.5%), a gap of 10.3 percentage points.

Reading within the topic

In Spain, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Recent changes among related indicators are also mixed, with improvement in some and deterioration in others.