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Switzerland: Housing & Utility Bill Arrears

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2024

9.50% of people

EU 10.25 ยท -0.7 pp vs Europe

European ranking

11 / 31

Up 7 positions compared with previous year

Recent trend

Open trend

Population

9.0M

Country population ยท 2024

What this indicator measures

Measures the share of people living in households with arrears on mortgage or rent payments, utility bills, or hire-purchase instalments.

Lower values generally represent a more favorable situation.

Data source: Eurostat Arrears on housing or utility bills ILC_MDES05

Explore this indicator

Regional map

ยท 2024 ยท 7 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1
    +80.00

    17.10

  2. 2

    Ticino

    +55.79

    14.80

  3. 3
    +13.68

    10.80

  4. 4
    -13.68

    8.20

  5. 5
    -26.32

    7.00

  6. 6
    -28.42

    6.80

  7. 7

    Zurich

    -55.79

    4.20

More context on this indicator

At a glance

Switzerland performs more favourably than the European benchmark on Arrears on housing or utility bills, although the difference is relatively small. The trend context points to clearer recent change. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Switzerland

In Switzerland, Arrears on bills is close to the European benchmark and slightly better: 9.5% versus 10.2% in 2024, a gap of 0.7 percentage points.

Recent trend

In Switzerland, the medium-term pattern is broadly stable: the value moved from 8.80% in 2019 to 9.50% in 2024. Although the primary period is broadly stable, the latest step, from 7.80% in 2023 to 9.50% in 2024, shows material deterioration and provides a clearer recent signal.

Regional differences in Switzerland

In Switzerland, regional differences in Arrears on bills are pronounced. Across 7 comparable regions, Lake Geneva Region records the highest value (17.1%) and Zurich the lowest (4.2%), a gap of 12.9 percentage points.

Reading within the topic

In Switzerland, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards deterioration and warrant monitoring.