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Croatia: Home Price Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

ยท 2024

91.90 Index, long-term average = 100

EU 97.13 ยท -5.2 pp vs Europe

European ranking

21 / 27

Down 2 positions compared with previous year

Recent trend

Open trend

Population

3.9M

Country population ยท 2024

What this indicator measures

Measures the relationship between house prices and household income as a standardised index, with the long-term average set to 100. Values above 100 indicate that house prices are high relative to income compared with that long-term average.

Lower values generally represent a more favorable situation.

Data source: Eurostat House price to income ratio tipsho60

Explore this indicator

Internal regions

No regional breakdown available for this indicator.

More context on this indicator

At a glance

Croatia performs more favourably than the European benchmark on House price to income ratio, with a moderate gap. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths.

European comparison in Croatia

In Croatia, Price to income is noticeably better than the European benchmark: 91.9 index points versus 97.1 index points in 2024, with a gap of 5.3 index points.

Recent trend

In Croatia, the medium-term pattern is broadly stable: the value moved from 91.22 in 2019 to 91.85 in 2024. The primary pattern was broadly stable, but the latest step, from 93.15 in 2023 to 91.85 in 2024, departs from that stability with an improvement.

Reading within the topic

In Croatia, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.