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Germany: Housing Affordability

An editorial snapshot of country living conditions with trend, regional spread, and context links.

Latest value

· 2025

11.20% of population

EU 7.79 · +3.4 pp vs Europe

European ranking

4 / 30

Up 1 positions compared with previous year

Recent trend

Open trend

Population

83.6M

Country population · 2025

What this indicator measures

Measures the share of people living in households where total housing costs exceed 40% of disposable household income.

Lower values generally represent a more favorable situation.

Data source: Eurostat Housing cost overburden rate ilc_lvho07_r

Explore this indicator

Regional map

· 2025 · 38 regions

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Internal regions

Comparison of values across the country's regions for this indicator.

  1. 1

    Trier

    +61.61

    18.10

  2. 2

    Hamburg

    +41.96

    15.90

  3. 3
    +23.21

    13.80

  4. 4
    +16.07

    13.00

  5. 5

    Köln

    +15.18

    12.90

  6. 5

    Koblenz

    +15.18

    12.90

  7. 7
    +12.50

    12.60

  8. 8
    +10.71

    12.40

  9. 8
    +10.71

    12.40

  10. 10

    Berlin

    +9.82

    12.30

  11. 11

    Gießen

    +8.04

    12.10

  12. 12
    +7.14

    12.00

  13. 12
    +7.14

    12.00

  14. 14
    +5.36

    11.80

  15. 15
    +4.46

    11.70

  16. 15
    +4.46

    11.70

  17. 17
    +0.89

    11.30

  18. 17
    +0.89

    11.30

  19. 19
    -0.89

    11.10

  20. 19
    -0.89

    11.10

  21. 21
    -5.36

    10.60

  22. 22

    Bremen

    -7.14

    10.40

  23. 23
    -8.93

    10.20

  24. 23

    Detmold

    -8.93

    10.20

  25. 25
    -10.71

    10.00

More context on this indicator

At a glance

Germany performs less favourably than the European benchmark on Housing cost overburden rate, with a moderate gap. The trend context points to recent departure from stability. The wider topic context is mixed, combining pressure signals and relative strengths. Regional evidence also shows internal variation.

European comparison in Germany

In Germany, Housing burden is noticeably worse than the European benchmark: 11.2% versus 7.8% in 2025, with a gap of 3.4 percentage points.

Recent trend

In Germany, the medium-term pattern is broadly stable: the value moved from 11.00% in 2021 to 11.20% in 2025. The primary pattern was broadly stable, but the latest step, from 12.00% in 2024 to 11.20% in 2025, departs from that stability with an improvement.

Regional differences in Germany

In Germany, regional differences in Housing burden are pronounced. Across 38 comparable regions, Trier records the highest value (18.1%) and Chemnitz the lowest (5.5%), a gap of 12.6 percentage points.

Reading within the topic

In Germany, Housing & Energy Stress shows a mixed picture: pressure signals and relative strengths coexist across this indicator and its related indicators compared with Europe. Material recent changes among related indicators lean towards improvement.